An Unemployed Graduate

An unemployed graduate woke up one morning and checked his pocket. All he had left was PHP20.00. He decided to buy food and the wait for death as he was too proud to go begging. He was frustrated as he could find no job, and nobody was to help him.

He bought food and as he sat down to eat, an old man and two little children came along and asked him to help them with food as they had not eaten for almost a week. He looked at them. They were so lean that he could see their bones coming out. Their eyes had gone into the socket.

With the last bit of compassion he had, he gave them the food. The old man and children prayed that GOD would bless and prosper him and then gave him a very old coin.

The young graduate said to them “ you need the prayer more than I do”.

With no money, no job, no food, the young graduate went under the bridge to rest and wait for death. As he was about to sleep, he saw an old newspaper on the ground. He picked it up, and suddenly he saw an advertisement for people with old coins to come to a certain adress.

He decided to go there with the old coin the old man gave him. On getting to the place, he gave the proprietor the coin. The proprietor screamed, brought out a big book and showed the young graduate a photograph. This same old coin was worth 3 million pesos. The young graduate was enjoyed as the proprietor gave him a Bank Draft for 3 million pesos within an hour. He collected the Bank Draft and went in search of the old man and little children.

By the time he got to where he left them eating, they had gone. He asked the owner of the canteen if he knew them. He said no but they left a note for you. He quickly opened the note thinking it would lead him to find them.

This is what the note said: “You gave us your all and we have rewarded you back with the coin” Signed God the Father, The Son, and The Holy Ghost. 1 kings 17:10-16; Mathew 11:28-30

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Link me and I will link you

Hello everyone, This post is for popularity porpuses only. I ask you guys to link this page of mine in your sites, and I will also link your sites in here. And also I'm inviting to post some of your blogs here in my site. Blogs must be about money making things online ex. tips on how to make money from blogs. Just Leave a comment guys and I will do the rest. Thank you.

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The Value of Parents.

An 80 year old man was sitting on the sofa with his 45 years old highly educated son. Suddenly a crow perched on their window.

The Father asked his Son. "What is this?"

The Son replied "it's aa crow".
After a few minutes, the Fatger again asked his Son the 2nd time, "What is this?"
The Son said "Father, I have just told you "It's a crow".
After a little while, the old Father again asked his Son the 3rd time. What is this?
At this time some expression of irritation was felt in the Son;s tone when he said to his Father with a rebuff."It's a crow, a crow".
A little after, the father again asked the Son the 4th time, "What is this?"
This time the Son shouted at his Father, "Why do you keep aasking me the same question again and again, although I have told you so many times "IT'S A CROW". Are you not able to understand this?"
A little later the Father went to his room and came back wtih an old tattered diary, which he had maintained since his Son was born. On Opening a page, he asked his Son to read that page. When the son read it, the following words were written in the diary:-

"Today my little aged three was sitting with me on the sofa, when a crow was sitting on the window. My Son asked me 23 times what it was, and I replied him all 23 times that it was a crow. I hugged him lovingly each time he asked me the same question again and again for 23 times/ I did not all feel irritated I rather felt affiction for my innocent child". When the child asked him 23 times "What is this", the Father had felt no irritation in replying to the same question all 23 times and when the Father asked his Son the same question just 4 times, the Son felt irritated and annoyed.
If your parents attain old age, do not repulse them or look at them as a burden, but speak to them a gracious word, be cool, ovedient, humble and kinf to them. Be considerate to your parents. From today say this aloud, "I want to see my parents happy forever. They have cared for me ever since i was a little child. They have always showered their selfless love on me.

They crossed all mountains and valleys without seeing the storm and heat to make me a person presentable in the society today".

Then Say a prayer to God, "I will serve my old parents in the BEST way. I will say all good and kind to my dear parents, no matter how they behave

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The 6 Secrets of the Rich, Revealed.

For me, rich is a relative word.
By rich, I mean someone who doesn’t have bad debts.
He lives simply and below his means so that he can save and be generous.
Now, with my definition in mind, do you want to get rich?
That’s why I’m writing you today.

Here’s my promise” If you learn this Six Secrets of the Rich – which are the Six Steps to Financial Freedom – and apply them to your life, you’ll change your financial future forever.

Why I’m so confident that these principles will work for you? Because these principles are universal laws that rule God’s universe.

These are the Six few steps to guide you to become rich person.

Step #1. Increase the size of Your Psychological Wallet

This involves two things: Your theology of money and your money comfort zone – or what I call the size of your psychological wallet. These same people also have a very tiny psychological wallet. Even God wanted to put money into their lives, their psychological wallet can’t accommodate God’s financial blessings. Because they can’t see themselves as rich.

Step #2 Get to Zero “Bad Debt”

It was Albert Einstein who said the greatest magic in the world is daily compounded interest. You’d expect him to say something like nuclear energy or scientific, but that’s not what he said.

Here’s the bad news: If you borrow money at interest, you make the “greatest magic in the world” your powerful enemy. That’s bad. You don’t want that to happen. Because this enemy will eat you alive.

So the second step to becoming rich is to get zero “bad debts” as fast as possible.

Step #3: Apply The “Save First, Spend Later” Principle

Do you know the common habit of a permanently poor person?

After receiving their salary, they pay their bills right away. And that’s a wrong move.
Here’s what potentially rich people do: After receiving their salary, they save first – and the pay their bills later.

I recommend that you give your first 10% to God, give the 20% for yourself as your savings, and live on the 70% of your income. And I know what you’re thinking: Who can live on 70% of his income?

You’ve got to sacrifice today so that you can enjoy life tomorrow. And yes, it also means increasing your income.

Step #4: Create an Emergency Fund and Retirement Fund

Create an emergency fund consisting of three to six months of your salary and put it in the bank. These expenses are for random expenses of life.

But for the bulk of your savings – which I like to call retirement fund, don’t put it in the bank. By the way I call it retirement fund because no one should depend on their company for their retirement. Never. You should save this on your own – and whatever your company should only be a bonus.

Step #5: Get Protection

Let me tell you the two major problems of life: Dying too soon and living too long.

The second problem of living too long, you solve by building a retirement fund, which I explained in the previous step. But what if you die too soon? What good will your long-term savings be if you suddenly get really sick or die in a month or a year or five years? Who will take care of your kids? Your spouse or your old parents when you go? And if you die too soon, will you burden your family with the hospital bills and funeral expenses you’ll leave behind?

That’s why we need Protection. Or what many people call insurance.

That’s very, very important!

Step #6: Create Multiple Income Stream That can Give You Passive Income
Most people have only one source of income: Their jobs. But that’s scary. You need to have many sources of income – so that if one fails, the others can sustain you.

The final step to financial freedom is owning many assets ( paper assets, businesses and properties) that put money in your pocket. Or specifically, passive income – or income that you earn while you sleep.

You can do something now to change your destiny. If you delay, you’ll forget about this article. And after five year, you’ll still be in the same poor path that you’re in right now. If you’re serious of being financially free, you should act NOW.

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Doing Business From Home

THESE DAYS, many people work in a nontraditional way. Just when most office workers are braving the Edsa traffic on weekday mornings, these people are at home brewing coffee, dressing up and getting ready for work a few feet away from their bedroom. They’re the work-at-home people, and their numbers are growing.

With today’s technology, more and more jobs can be done anywhere, not just in the office. You can sell just about anything from home, and perform services for clients from bookkeeping and marketing consultancy to graphic design and tutorials as long as you have the basics—a phone line, Internet connection, and a computer.

There’s another item I will add to this list of basics: self-discipline. With no boss looking over your shoulder, you as a home entrepreneur should be disciplined enough to do what you’re supposed to do—even if a replay of your favorite TV show House is on and the cool “bed” weather these days makes you want to go back to bed to sleep some more.


Other distractions abound for the work-at-home entrepreneur, aside from the TV and the bed. Children, phone calls from friends, even home chores do get into one’s schedule. Of course you need to attend to these too (kids, most especially).

So how can you deal with all these and still do a good job? The answer: self-discipline.

Here are some tips on how to apply self-discipline on the job:
1. Set your working hours. In an interview with cnn.com , Jim Blasingame, host of a radio show called “The Small Business Advocate,” advises entrepreneurs to set definite working hours “so that when you work, you work, and when you’re not working you have quality personal time.” Of course you can do flexi-time, but commit to focus on work for at least 8 hours to get your work done.

2. Have a separate area for work. That cozy bed can really be inviting if you do your work on your laptop there. Find a corner or room in your home which you can designate as your home office. Then put all your “office” equipment there. Having a separate area for work will help you switch instantly into work mode at the start of the day. It will also create a “boundary,” so that when you leave this area at the end of the day, you’ll consciously leave work behind to attend to your personal life.

3. Dress up. While working in comfy pajamas is doable, dressing up for work even if it’s just at home will help set your mind to work mode. Besides, when packages and mail arrive at the door, or unexpected clients drop by, you’re instantly ready.

4. Have some help. If you have small children, consider asking a family member or getting a yaya to help care for them while you work. You’ll still be around in the house, but will have more time to finish your work.

Practicing self-discipline will help you do a good job and please your clients. And when clients are happy, the business will prosper.

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